Personal Checking
First Choice Checking |
Advantage Checking
Preferred Customer Checking
| First Class Seniors Account
$250.00 Plus Checking |
Student Checking | Super Now
Checking
Money Market Funds
Enjoy one of the great benefits of banking with First Federal of
SC, FSB by opening up a checking account. When you shop around to see
what’s being offered, we think you’ll find that dealing with our
dedicated staff just might be one of the best moves you can make. We
offer many checking accounts that do not carry monthly service fees,
minimum balance restrictions, or limited check writing privileges. At
First Federal, we work with you to help select the option best suited
to your financial situation and lifestyle. Be assured that all of our
accounts are designed for total ease and convenience.
And as always, all deposits – no matter what time of day – are
credited to your account immediately, unless check holds apply. Below
you will find a description of all our checking accounts. Come into
any of our convenient office locations
and speak with one of our friendly account representatives today!
First Choice
Checking
- $100.00 minimum opening deposit
- No minimum balance requirement
- No interest
- No service charge or maintenance fee
- Unlimited check writing privileges
- Monthly statement including check images
- Visa® Debit cards
Advantage Checking
- $100.00 minimum opening deposit
- $5.00 monthly service fee
- No minimum balance requirement
- No interest
- Free unlimited advantage checks (wallet style)
- Unlimited check writing privileges
- No service fee for travelers checks
- Unlimited 1st Federal of SC, FSB ATM usage
- Three (3) free ATM withdrawals per statement cycle at non-1st
federal ATM’s, $1.00 each thereafter
- Monthly statement including check images
- Visa® Debit cards
Preferred Customer Checking
(Mortgage loan and/or $2,500.00 in savings)
- $100.00 minimum opening deposit
- Interest bearing account with daily balance of $100.00 or more
- No service charge or maintenance fee
- Unlimited check writing privileges
- Monthly statement including check images
- Visa® Debit cards
First
Class Senior Account
(50 years and older)
- $100.00 minimum opening deposit
- Interest bearing account
- No daily minimum balance requirement to earn interest
- No service charge or maintenance fee
- Free wallet safety paper checks
- Unlimited check writing privileges
- Three (3) free ATM withdrawals per statement cycle at non-1st
Federal of SC, FSB ATM’s, $1.00 each transaction thereafter
- Monthly statement including check images
- Visa® Debit cards
$250.00 Plus
Checking
- $250.00 minimum opening deposit
- Interest bearing account
- $5.00 monthly service charge if balance drops below $250
- Unlimited check writing privileges
- Monthly statement including check images
- Visa® Debit cards
Student Checking
(college or H.S. student under 25 yrs with student I.D.)
- $25.00 minimum opening deposit
- No minimum balance requirement
- No interest
- No service charge or maintenance fee
- Unlimited check writing privileges
- 1st order of wallet style safety paper checks are free
- Monthly statement including check images
- Visa® Debit cards
Super Now
Checking
- $2,500.00 minimum opening deposit
- Interest bearing account
- $2,500.00 or more balance (interest rate=lowest tier of money
market account)
- $0 - $2,499.00 balance (interest rate=regular checking account
rate)
- No service charge or maintenance fee
- Unlimited check writing privileges
- Monthly statement including check images
- Visa® Debit cards
Money Market
Funds
- $2,500.00 minimum opening deposit
- Interest bearing account
- Tiered interest rates
- Transfers to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, or similar order to third parties are limited to six per statement cycle.
- Monthly statement including check images
- Visa® Debit cards