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Rates are effective: March 11, 2011. These rates and terms are subject to change at any time.
SAVINGS
|
| ACCOUNT TYPE |
MIN. DEPOSIT TO OPEN |
MIN. BAL TO OBTAIN APY* |
INTEREST RATE |
APY* |
COMPOUNDING |
| LOONEY TUNES SAVINGS CLUB |
$10.00 |
- |
0.35% |
0.35% |
DAILY |
| 18 OR YOUNGER |
$25.00 |
- |
0.35% |
0.35% |
DAILY |
| OLDER THAN 18 |
$100.00 |
- |
0.35% |
0.35% |
DAILY |
| CHRISTMAS CLUB |
$10.00 |
- |
0.35% |
0.35% |
DAILY |
CHECKING
|
| ACCOUNT TYPE |
MIN. DEPOSIT TO OPEN |
MIN. BAL TO OBTAIN APY* |
INTEREST RATE |
APY* |
COMPOUNDING |
| ADVANTAGE |
$100.00 |
- |
N/A |
|
NONE |
| FIRST CHOICE |
$100.00 |
- |
N/A |
|
NONE |
| PREFERRED CUSTOMER |
$100.00 |
- |
0.10% |
0.10% |
MONTHLY |
| FIRST CLASS SENIORS |
$100.00 |
- |
0.15% |
0.15% |
MONTHLY |
| $250.00 PLUS |
$250.00 |
- |
0.15% |
0.15% |
MONTHLY |
| NON-PROFIT/SOLE PRIOP. |
$100.00 |
- |
0.10% |
0.10% |
MONTHLY |
| STUDENT |
$25.00 |
- |
N/A |
N/A |
N/A |
| SUPER NOW |
$2,500.00 |
- |
|
|
|
$0.01 - $2,499.99 |
|
- |
0.10% |
0.10% |
|
$2,500.00 & UP |
|
$2,500.00 |
0.30% |
0.30% |
|
MONEY MARKET FUND
|
| ACCOUNT TYPE |
MIN. DEPOSIT TO OPEN |
MIN. BAL TO OBTAIN APY* |
INTEREST RATE |
APY* |
COMPOUNDING |
| $0.01 - $2,499.99 |
$2,500.00 |
- |
0.30% |
0.30% |
MONTHLY |
| $2,500.00 - $14,999.99 |
|
$2,500.00 |
0.35% |
0.35% |
MONTHLY |
| $15,000.00 & UP |
|
$15,000.00 |
0.45% |
0.45% |
MONTHLY |
| *Interest rates and Annual Percentage Yields (APYs) quoted on this document are as of the date listed and are subject to change. Interest is compounded as indicated above and credited in accordance with the terms of the account. Penalties could be imposed for early withdrawal on CDs and IRAs. For accounts other than CDs and IRAs, the rate may vary during the term of the account. Fees could reduce the earnings on the account. Deposits of $100,000.00 or greater are subject to a different interest rate than listed above and are quoted at the time of the deposit. To determine the current interest rate on the product you are interested in, please contact customer service at (843) 549-2526. |
Please refer to your Deposit Account Disclosures or talk to your 1st Federal of SC banker for additional details.
1st Federal of South Carolina, F.S.B. | Member FDIC |
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