Check out our Certificate of Deposit rates! Go to our RATES page to see all rates.

Our 12-month CD interest rate is 3.20% with an APY of 3.25%.

*Annual Percentage Yield (APY) assumes funds remain on deposit or specified time determined at deposit. Minimum opening balance of $1,000 required. Interest compounds daily. Fees may reduce earnings on the account. Early withdrawal of CD funds will be subject to penalty and may affect yield. Promotional rates may be withdrawn without notice. Rates accurate as 11/13/24. Member FDIC.

Check out our Customer Education page here!

Our Office will be closed October 13th, 2025, for Columbus Day. 

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Commercial Lending

A Partner in Financing

Credit is critical to the growth and success of any business, but no two companies are alike. Your business needs credit solutions designed to fit your unique financial and operating strategies. When you turn to 1st Federal Savings Bank of SC, Inc. for credit, we will work with you as a partner to understand your company’s objectives. We can help you gain insight into performance, opportunities, and risks, then tailor a credit solution to meet your individual needs.

Lending Products

Short and Long Term Financing

Credit is critical to the growth and success of any business, but no two companies are alike. Your business needs credit solutions designed to fit your unique financial and operating strategies. When you turn to 1st Federal Savings Bank of SC, Inc. for credit, we will work with you as a partner to understand your company’s objectives. We can help you gain insight into performance, opportunities, and risks, then tailor a credit solution to meet your individual needs.

Commercial Real Estate Financing

1st Federal Savings Bank of SC, Inc. has commercial loan programs available for real estate acquisition, development, rehabilitation, and construction. We cover both single and multi-family residential, commercial, institutional, and income producing properties.

To apply, download and print the application, complete, and mail or deliver it to one of our convenient office locations. You will need Adobe Acrobat Reader to view this document.