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Consumer Loans

When you need extra money, see us.

You'll see how simple it is to apply and how fast you get an answer. We make repayment fast too. On every loan from us, you can count on:

  • Simple interest to save you money
  • An easy payment plan that fits your budget
  • No prepayment penalty, so you can pay back anything without any added cost.

Home Equity Financing saves on taxes and interest. If you've owned your home for several years or more, you probably know that its value has increased appreciably. This increased value is as good as money in the bank to you.
With 1st Federal Savings Bank of SC, Inc.'s home equity financing plan, you can have a personal line of credit with the flexibility to meet virtually any borrowing need you might have. That's important -- especially if you're financing college tuition or need to make improvements on your home. You can even use it to pay off all of your other debts. And all or most of the interest may be tax deductible. See your tax advisor to see how you may benefit.

Other Common Consumer Loan Types offered by 1st Federal Savings Bank of SC, Inc. for purchases or refinancing include:

  • New and used manufactured/modular homes
  • New and used cars, boats, airplanes, or recreational vehicles
  • Real estate
  • Unsecured personal loans

To apply, download and print the application, complete, and mail or deliver it to one of our convenient office locations. You will need Adobe Acrobat Reader to view this document.

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