Personal Checking
Enjoy one of the great benefits of banking with1st Federal Savings Bank of SC, Inc.by opening up a checking account. When you shop around to see what’s being offered, we think you’ll find that dealing with our dedicated staff just might be one of the best moves you can make. We offer many checking accounts that do not carry monthly service fees, minimum balance restrictions, or limited check writing privileges. At 1st Federal Savings Bank of SC, Inc., we work with you to help select the option best suited to your financial situation and lifestyle. Be assured that all of our accounts are designed for total ease and convenience.
And as always, all deposits – no matter what time of day – are credited to your account immediately, unless check holds apply. Below you will find a description of all our checking accounts. Come into any of our convenient office locations and speak with one of our friendly account representatives today!
- First-Choice-Checking
- Preferred-Customer-Checking
- First-Class-Senior-Account
- Student-Checking
- Money-Market-Funds
- Terms and Conditions
First Choice Checking
- $100.00 minimum opening deposit
- No minimum balance requirement
- No interest
- No service charge or maintenance fee
- Unlimited check writing privileges
- Free e-statements or monthly statement including check images
- Visa® debit cards
Preferred Customer Checking
Mortgage loan and/or $2,500.00 in savings
- $100.00 minimum opening deposit
- Interest bearing account with daily balance of $100.00 or more*
- No service charge or maintenance fee
- Unlimited check writing privileges
- Free e-statements or monthly statement including check images
- Visa® debit cards
First Class Senior Account
55 years and older
- $100.00 minimum opening deposit
- Interest bearing account*
- No daily minimum balance requirement to earn interest
- Free Specialty Gray checks (limit one order per year)
- Unlimited check writing privileges
- Three (3) free ATM withdrawals per statement cycle at non-1st Federal Savings Bank of SC, Inc. ATMs, $1.00 each transaction thereafter
- Free e-statements or monthly statement including check images
- Visa® debit cards
Student Checking
College or H.S. student under 25 yrs with student I.D.
- $25.00 minimum opening deposit
- No minimum balance requirement
- No interest
- No service charge or maintenance fee
- Unlimited check writing privileges
- Free e-statements or monthly statement including check images
- Visa® debit cards
Money Market Funds
- $2,500.00 minimum opening deposit
- Interest bearing account*
- Tiered interest rates
- Transfers to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, or similar order to third parties are limited to six per statement cycle.
- Free e-statements or monthly statement including check images
- Visa® debit cards
* See current interest rates here.